CPF Retirement Planning Seminar

Complimentary CPF Retirement Planning Seminar

Most Singaporeans know they can withdraw some CPF at 55. But what happens to the rest? And one day your salary stops — will your retirement income be enough for the next 20, 30 or even 40 years?

DATEThursday, 1 October 2026

TIME7:00PM – 9:00PMRegistration from 6:30PM

Seminar starts in

23Days

03Hrs

10Mins

14Secs

Reserve My Complimentary Seat

CPF Board representative · Practical examples · Q&A

YOUR CPF JOURNEY2-HOUR SESSION

AGE55Retirement Account

PREPAREBRS · FRS · ERS

How much savings do I need for each CPF retirement payout tier?

UNDERSTANDWithdrawal options

How much can I actually withdraw at 55 — and what must stay?

NEXT STEPPlan ahead

Will my savings today give me the monthly income I want later?

VENUE

Capital Group · 1 Raffles Quay, #43 North TowerSingapore 048583

Practical. Not overwhelming.

Educational. No jargon.

Interactive. Ask questions live.

CPF Seminar 2026 · 90 sec · Nicholas & Alicia

Watch · 90 seconds

Sound familiar?

Nicholas asks Alicia four everyday CPF questions over lunch. Most Singaporeans can answer the first one. Almost nobody can answer the rest.

Can you answer these?0/4

What happens to your CPF when you turn 55?
What’s the difference between BRS, FRS and ERS?
Which CPF LIFE plan are you on?
Will your income last if you stop working for 30 to 40 years?

~1,500

Singapore residents aged 100 and over in 2025 — up from 1,200 in 2015.

Retirement could last 30 or even 40 years. That is what the seminar is designed to prepare you for.

Source: The Straits Times, Feb 2026

At the seminar you will learn

What actually happens to your CPF at age 55
The difference between BRS, FRS and ERS
How CPF LIFE works — Basic, Standard and Escalating plans
The latest CPF updates (as of 2026) from an official CPF Board representative
How CPF complements your entire retirement portfolio, with Nicholas Lee

Personalise your journey

What would you like more clarity on?

Choose the CPF question most relevant to you. We’ll show you how it connects to the seminar in one focused view.

AGE 55

Official-source summary

What happens to my CPF at 55?

On your 55th birthday, a Retirement Account (RA) is created. Savings from your Special Account (SA), followed by your Ordinary Account (OA), are transferred to the RA up to your Full Retirement Sum (FRS). Your SA is then closed and any remaining SA savings move to your OA.

RA savings earn the same long-term interest rate as the SA and are used to provide your monthly payouts in retirement
Savings above the FRS remain in the OA and are withdrawable
From age 55, the maximum top-up you can receive in your RA rises to the Enhanced Retirement Sum (ERS), for higher payouts

Verify on CPF Board: Reaching age 55 ↗

Attendee stories

What past attendees took home.

In their own words, from our CPF seminars in May 2025, March 2026 and August 2026. All reviews are anonymous to protect attendees’ identities.

Turning 55

I finally understood how the changes at age 55 connect with my Retirement Account and future payouts. The explanation was much easier to follow than I expected.

Seminar AttendeeAge 55–59 · CPF Seminar · March 2026

01 / 06

16 stories

Turning 55

I finally understood what happens to my CPF at 55.

I finally understood how the changes at age 55 connect with my Retirement Account and future payouts. The explanation was much easier to follow than I expected.

Starting early

I thought CPF was a problem for my 50s. It isn’t.

I came along with my parents expecting to be bored. Instead I realised the retirement sums are a target I can start working towards now, not at 55.

Retirement sums

BRS, FRS and ERS stopped feeling like alphabet soup.

The practical examples made BRS, FRS and ERS feel less intimidating. I left knowing which questions to ask about my own situation.

Starting early

Retiring for 30 or 40 years suddenly felt very real.

The point about Singaporeans living past 100 stuck with me. If I stop work at 63, my money might need to last longer than my career did.

Planning as a family

There was real time for our questions.

I appreciated that there was time for live questions. The session was structured, clear and never felt rushed.

CPF LIFE

I understood why the three CPF LIFE plans exist.

The comparison of CPF LIFE payout options helped me understand why retirement planning is not one-size-fits-all.

All reviews on this landing page are anonymous to protect the identity of our attendees. Stories reflect individual experiences at past seminars and are not financial advice. You are welcome to WhatsApp or email us to view real testimonials.

Your evening at a glance

A focused two-hour session.

No long lectures. Just a clear sequence of explanations, practical scenarios and time for your questions.

2-hour main programme7:00PM–9:00PM · Designed to be focused

Select each item to explore the evening

Thursday, 1 October 2026Interactive programme timeline

Registration & Refreshments selected.

Speaker line-up

Learn from people who explain clearly.

Practical guidance, layman explanations and time for live questions.

CPF Board · Official perspective

Angeline Teo

Assistant Director, Outreach & Partnerships · Central Provident Fund Board

Angeline is an Assistant Director from the Communications & Engagement Group and works on initiatives and programmes to educate and engage CPF members to plan for a secure retirement, with CPF as the foundation. She is dedicated to empowering individuals to make well-informed decisions that can positively impact their lives and the lives of their loved ones.

FA Representative · Affinity Speaker

Nicholas Lee

Senior Associate Director (Financial Services) representing Infinity Financial AdvisoryRNF: LCW300188187

Nicholas Lee is a seasoned Financial Services Manager with over 12 years of experience in financial management and a consistent Million Dollar Round Table (MDRT) member from 2018 to 2026. A Certified Financial Planner, he is known for helping individuals and families build financial confidence and harmony through personalized strategies. Nicholas is also a strong advocate for financial literacy, sharing insights across platforms including NUS and the media. Passionate about empowering others, he is committed to helping families build strong financial foundations that last for generations.

Bonus Session

Capital Group · Bonus Sharing

Suyin Tan

Head of Financial Intermediaries, Capital Group

Suyin Tan is Head of Financial Intermediaries at Capital Group, leading business development for the financial intermediaries segment across consumer and private banks, insurance companies and digital platforms in Singapore and Southeast Asia. She has 27 years of industry experience and has been with Capital Group for four years. Prior to joining Capital, Suyin worked as an Executive Director at Goldman Sachs Asset Management, and before that a Director of retail distribution at Henderson Global Investors. She holds a bachelor's degree in business from Nanyang Technological University and is based in Singapore.

In Layman's TermsPractical retirement scenariosLive questions and answers

Complimentary admission

Get Clear on Your CPF Retirement Decisions.

Join us on Thursday, 1 October for a complimentary evening built around the questions Singaporeans actually ask — what happens at 55, what the retirement sums mean, and how CPF LIFE pays you for life.

Thursday, 1 October 20267:00PM – 9:00PM · Singapore

Complimentary admission
Refreshments provided
Live question-and-answer session
Practical retirement checklist

Venue

Capital Group

1 Raffles Quay, #43 North Tower

Singapore 048583

Get directions

28 seats remainingLimited capacity at Capital Group · reserve yours now

Seminar starts in

23Days

03Hrs

10Mins

14Secs

1Reserve your seat

2Personalise

Full Name

Mobile Number

+65

Email Address

By submitting this form, you consent to being contacted regarding your registration and event updates.

Good to know

Questions before you reserve?

Everything you need to know before attending the seminar. Search a phrase or choose a category to find your answer quickly.

?9 quick answersEvent details, CPF milestones and registration

Still need help? Contact us

Showing 9 answers

01Is this seminar complimentary?Registration

Yes. Admission is complimentary, but registration is required as seating is limited by the venue capacity.

02What will the seminar cover?Programme

03Who is this seminar suitable for?Registration

04Will a CPF Board representative be present?Programme

05When can CPF monthly payouts start?CPF retirement

06Can I ask questions during the seminar?Programme

07Will refreshments be provided?Programme

08Where will the seminar be held?Venue

09What if I cannot attend after registering?Registration

One Day Your Salary Stops. Will Your Retirement Income Keep Going?

1 October 2026 · 7:00PM

Seminar starts in

23Days

03Hrs

10Mins

14Secs

You’veContributedtoCPFforYears.ButDoYouKnowWhatHappensat55?

Sound familiar?

What happens to my CPF at 55?

I finally understood what happens to my CPF at 55.

I thought CPF was a problem for my 50s. It isn’t.

BRS, FRS and ERS stopped feeling like alphabet soup.

Retiring for 30 or 40 years suddenly felt very real.

There was real time for our questions.

I understood why the three CPF LIFE plans exist.

Angeline Teo

Nicholas Lee

Suyin Tan

Get Clear on Your CPF Retirement Decisions.

One Day Your Salary Stops. Will Your Retirement Income Keep Going?